> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ababilpay.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# AbabilPay Overview

> USDC-native payment infrastructure for merchants, developers, and enterprise teams.

# AbabilPay

AbabilPay is a USDC-native payment infrastructure platform for merchants, developers, and enterprise teams. It abstracts blockchain complexity, keeps balances denominated in USDC, and provides a complete toolset for accepting and managing crypto payments.

## What AbabilPay does

AbabilPay is designed to be the payment layer for the crypto economy — multichain-ready, USDC-first, and practical for real businesses that need checkout, invoices, payouts, and reporting.

Customers pay with any supported token or chain. AbabilPay handles settlement, conversion, and delivery — your wallet receives USDC.

## Who it serves

| User type  | Who they are                           | Primary goals                                        | Key surfaces                            |
| ---------- | -------------------------------------- | ---------------------------------------------------- | --------------------------------------- |
| Merchant   | Stores, freelancers, SaaS teams        | Accept payments, issue invoices, track revenue       | Dashboard, invoices, off-ramp           |
| Developer  | App, Shopify, and WooCommerce builders | Integrate crypto payments into products              | REST API, SDKs, webhooks, sandbox       |
| Enterprise | Larger businesses and DAO treasuries   | Bulk payments, payroll, approvals                    | Payroll, multi-sig, white-label API     |
| Consumer   | Individual users                       | Pay merchants, send or receive USDC, manage activity | Wallet, bridge, split payments, on-ramp |

## Core capabilities

<CardGroup cols={2}>
  <Card title="Hosted Payment Checkout" icon="arrow-up-right-from-square" href="/api-reference/hosted-gateway">
    Redirect buyers to a managed checkout page. Ababil handles wallet connect, chain selection, and on-chain settlement, you write \~10 lines of backend code.
  </Card>

  <Card title="Custom Integration" icon="code" href="/api-reference/custom-integration">
    Build your own payment UI or pay programmatically from an AI agent. Sign EIP-3009 typed data and submit settlement directly via API.
  </Card>

  <Card title="Invoices & Payment Links" icon="pen-to-square" href="/commerce#invoice-system">
    Full invoice lifecycle with payment links, PDF generation, email delivery, reminders, and status tracking.
  </Card>

  <Card title="Multi-chain Support" icon="map" href="/api-reference/networks">
    Accept USDC on Arc, Base, Ethereum, Solana, Monad, and Avalanche from a single payment intent.
  </Card>

  <Card title="AI-powered Operations" icon="stars" href="/ai-agents">
    Automated agents for token conversion, invoice follow-up, fraud detection, and merchant insights.
  </Card>

  <Card title="Payroll & Bulk Payments" icon="users" href="/commerce#payroll-and-bulk-payments">
    Pay contractors, DAO contributors, and remote teams in USDC via CSV upload or API batch.
  </Card>
</CardGroup>

## How it works

AbabilPay is built on the **x402 protocol** — a non-custodial payment standard using EIP-3009 USDC authorizations.

1. Your backend creates a **payment intent** via API.
2. The buyer signs a `TransferWithAuthorization` message with their wallet — or your code signs on behalf of an AI agent.
3. AbabilPay verifies the signature and executes the on-chain transfer.
4. USDC moves directly into your registered merchant wallet. AbabilPay never holds funds.

## Read next

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Accept your first USDC payment in under 10 minutes.
  </Card>

  <Card title="API Overview" icon="terminal" href="/api">
    Authentication, base URLs, and endpoint reference.
  </Card>

  <Card title="Hosted Gateway" icon="arrow-up-right-from-square" href="/api-reference/hosted-gateway">
    Full walkthrough for e-commerce and invoice payment flows.
  </Card>

  <Card title="Custom Integration" icon="code" href="/api-reference/custom-integration">
    EIP-3009 signing for custom UIs and AI agent payments.
  </Card>
</CardGroup>